Online Security One of several security measures in place at USA Federal Credit Union is the use of HTTPS for QuickConnect Online, QuickNotify, Online Bill Pay, MoneyHQ and other sensitive transaction areas. USA Federal utilizes HTTPS along with other security methods to help ensure the online safety of our members.
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What is HTTPS? HTTPS actually stands for HTTP over SSL (Hypertext Transfer Protocol over Secure Socket Layer). In simplest terms, HTTPS is oftentimes referred to as SSL. HTTPS encrypts and decrypts information to and from a Web server. HTTPS normally employs a SSL 128-bit encryption key. The SSL encryption key used during an HTTPS connection ensures that any information passed between your computer and the Web server cannot be deciphered if intercepted. HTTPS is a standard security measure used by government sites and online commerce sites. SSL Encryption Key The encryption key in SSL is based on a hash value. This value is computed from a base input number using a hashing algorithm. Essentially, the hash value is a summary of the original value. The important thing about a hash value is that it is nearly impossible to derive the original input number without knowing the data used to create the hash value. Encryption keys use complex algorithms and extremely large hash values. A 128-bit encrypted number, as used in USA Federal’s QuickConnect Online system, has 2128 or 3,402,823,669,209,384,634,633,746,074,300,000,000,000,000,000,000,000,000,000,000,000,000 different possible combinations! Top How do I know I'm accessing a secure Web page? One of the easiest ways to tell if you are accessing a secure Web page is to look in the Address bar of your Web browser. Secure Web sites are identified with an “https” in the URL and a padlock symbol in the lower right-hand corner of most Web browsers. When you access any of USA Federal's secure systems, your browser will be given a Web page with a Uniform Resource Locator (URL) that starts with “https”. As you access different secure pages, your browser will encrypt all of the data being passed between your computer and the Web server. Is QuickConnect Online Log in area Secure? Yes. It is safe to enter information in the QuickConnect Online. The login information you enter is not transmitted until you click the Log In button, which establishes a secure session between your Web browser and USA Federal's systems. Your log in data is then encrypted over HTTPS before being sent over the Internet to USA Federal for authentication. Top Computer Safety USA Federal cannot prevent malicious acts, such as viruses or worms, from being sent out over the Internet and infecting member's computers. USA Federal makes every effort to ensure that our systems are virus-free and properly updated with the latest security patches. Members should be aware of the risks of participating in the Internet community. Email Safety Protect yourself from fraudulent emails. Questions USA Federal Credit Union will never ask you in an email:
- Credit and debit card numbers including the 3-digit number on the back
- Bank account numbers
- Driver’s License numbers
- Birthdate
- Social Security Number or Employee Identification Number
- Mother's maiden name
- Passwords, Pins and Codes
USA Federal Credit Union will occasionally include links in emails you may receive. USA Federal will only use links that will direct you to certain promotions on USA Federal’s Web site or PDF' s. USA Federal will never require you to log into any site for this information.
USA Federal promotes safe computing practices through the Security TEAM, an educational program designed to empower members with the tools to identify and avoid security threats. Top | 
