| USA Federal Deposit Rates
Effective May 1, 2008. All rates, terms and conditions are subject to change without notice. Fees and restrictions may be associated with various products. For more information and conditions, contact USA Federal.
Deposit Products: | Deposit Range | Dividend Rate | Annual Percentage Yield (APY) | | $0.01 and above |
0.50% |
0.50% |
Top | Product | Dividend Rate | Annual Percentage Yield (APY) | | Freedom Checking | 0.00% | 0.00% | | Freedom Checking >$24,999.99 |
1.98% |
2.00% |
| Bronze | 0.00% | 0.00% | | Silver | 0.10% | 0.10% | | Gold |
0.10% |
0.10% |
| 5-Star |
0.15% |
0.15% |
| Product | Dividend Rate | Annual Percentage Yield (APY) | | $20 Minimum |
0.70% |
0.70% |
Top
| Deposit Range |
Dividend Rate |
Annual Percentage Yield (APY) |
| $0.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500.00 - $9,999.99 |
1.24% |
1.25% |
| $10,000.00 - $24,999.99 |
1.88% |
1.90% |
| $25,000.00 - $49,999.99 |
2.37% |
2.40% |
| $50,000.00 - $99,999.99 |
2.52% |
2.55% |
| $100,000.00 and above |
2.76% |
2.80% |
Top | Payday Saver Certificate* More > | |
| Term | Dividend Rate | Annual Percentage Yield (APY) | | 12 Month ($10 minimum) |
2.50% |
2.53% |
| 24 Month ($10 minimum) |
2.70% |
2.73% |
Top Term | $1,000 - $74,999.99 | $75,000 - $99,999.99 | $100,000 and up | | Dividend Rate | APY | Dividend Rate | APY | Dividend Rate | APY | | 3 Month |
2.35% |
2.38% |
2.35% |
2.38% |
2.50% |
2.53% |
| 6 Month |
2.80% |
2.84% |
2.80% |
2.84% |
2.95% |
2.99% |
| 12 Month |
2.90% | 2.94% |
2.90% | 2.94% |
3.05% | 3.09% | | 18 Month |
2.95% | 2.99% | n/a | n/a | n/a | n/a | | 24 Month |
3.10% | 3.14% |
3.10% | 3.14% |
3.20% |
3.25% |
| 36 Month |
3.15% |
3.20% |
3.15% |
3.20% |
3.35% |
3.40% |
| 48 Month |
3.20% |
3.25% |
3.20% |
3.25% |
3.40% |
3.45% |
| 60 Month |
3.40% |
3.45% |
3.40% |
3.45% |
3.50% |
3.56% |
Top
| 9-Month Callable Share Certificate* More > |
|
| Term |
Dividend Rate |
Annual Percentage Yield (APY) |
| 9 Month ($1000 minimum) |
2.35% |
2.38% |
Top
| Individual Retirement Account (IRA)* More > | |
Term | $1,000 - $74,999.99 | $75,000 - $99,999.99 | $100,000 and up | | Dividend Rate | APY | Dividend Rate | APY | Dividend Rate | APY | | 12 Month |
2.90% | 2.93% |
2.90% | 2.93% |
3.05% | 3.09% | | 18 Month |
2.95% | 2.98% | n/a | n/a | n/a | n/a | | 24 Month |
3.10% | 3.14% |
3.10% | 3.14% |
3.20% |
3.24% |
| 36 Month |
3.15% |
3.19% |
3.15% |
3.19% |
3.35% |
3.39% |
| 60 Month |
3.40% |
3.44% |
3.40% |
3.44% |
3.50% |
3.55% |
Top Term | IRA Certificate
Dividend Rate | IRA Certificate APY | | 12 Month |
2.90% |
2.93% |
| 18 Month |
2.95% |
2.98% |
| 24 Month |
3.10% |
3.14% |
| 36 Month |
3.15% |
3.19% |
| 60 Month |
3.40% |
3.44% |
| No term IRA |
0.60% |
0.60% |
| No term Roth IRA |
0.60% |
0.60% |
Top * Maintenance or activity fees associated with an account type could reduce earnings. For term share accounts, a penalty may be imposed for early withdrawal. Review Account Disclosures for complete details. |
