USA Federal Credit Union Consumer Loan Rates

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USA Federal Consumer Loan Rates

Effective July 1, 2007. All rates, terms and conditions are subject to change without notice. Fees and restrictions may be associated with various products. The rates shown below are based upon the credit worthiness of individual applicants and are not intended to be a commitment to the loan type or amount for which you may qualify. Contact USA Federal for more information and conditions.

Consumer Loan Products:

Auto Loan	Credit Card
Signature Loan	Consolidation Loan
Share and Certificate Secured Loan

Auto Loan More >

Category	Term	Annual Percentage Rate (APR)	Limit
New/Used Auto	Up to 84 months	6.24% - 18.00%	Restrictions Apply
New/Used Recreational Vehicle (RV)	Up to 120 months	7.74% - 10.74%	Restrictions Apply
Motorcycle	Up to 72 months	8.49% - 18.00%	Restrictions Apply
Sport Vehicle	Up to 60 months	10.24% - 13.24%	Restrictions Apply

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Signature Loan and Open End Line of Credit More >

Loan Category	Term	Annual Percentage Rate (APR)	Limit
Signature	Up to 60 months	12.50% - 18.00%	Restrictions Apply
Line of Credit	No term	12.50% - 18.00%	Restrictions Apply

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Consolidation Loan More >

Loan Category	Term	Annual Percentage Rate (APR)	Limit
Consolidation	Up to 60 months	12.50% - 18.00%	Minimum $2,500

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Share and Certificate Secured Loan

Category	Term	Annual Percentage Rate (APR)	Limit
Share	Up to 60 months	Dividend rate plus 3%	Minimum $500
Certificate	36 months or certificate maturity, whichever is less	Dividend rate plus 3%	90% of funds on deposit

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Credit Card More >

Card Type	Annual Fee	Annual Percentage Rate (APR):
VISA Platinum	None	8.75%-18.00%
Share Secured Platinum*	$50.00	18.00%
Other	None	18.00%

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*Access checks are not available with Share Secured VISA. Credit limit is equal to 100% of the pledged deposit. An annual fee of $50.00 applies.

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This credit union is federally insured by the National Credit Union Administration