Real convenience means having more time to do things you really enjoy and having the flexibility to manage your finances when it's convenient for you — with easy access to your cash when and where you need it.   With USA Federal you can access your accounts at over 1,800 Shared Branches and get cash at more than 19,000 surcharge-free ATMs. We offer free financial counseling from BALANCE and accept check and credit card loan payments over the phone.

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BBB Miltary Line - Sponsored by USA Federal Credit Union
Better Business Bureau teamed up with the military to provide service members and their families with consumer education and advocacy. This program, called BBB Military Line, makes your BBB’s resources accessible to military personnel and their families, who have often been the target of unscrupulous and predatory business practices. With so many military based operations in the county, San Diego BBB has brought this program to the local level.

CO-OP Network ATMs

As part of the CO-OP Network, USA Federal members can conveniently access their money at over 25,000 surcharge-free ATMs nationwide, including 5,500 in select 7-Eleven® stores. Visit the CO-OP Network web site to find the CO-OP Network ATM nearest you.

Direct Deposit
With Direct Deposit, your funds are available on payday because your paycheck is automatically deposited into your USA Federal account. Choose to have your paycheck deposited into either your checking or savings account, or elect that a portion be deposited into each account. The choice is yours.

Once deposited, your money can be automatically transferred to make USA Federal loan payments or make regular savings deposits into your Individual Retirement Account (IRA), Payday Saver or Holiday Club. More choices mean more free time and less waiting in line.

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Go Direct - Safeguard your money and your identity

Switch to Go Direct, The safest easiest way to get Social Security and other Federal benefit payments by direct deposit. USA Federal Credit Union is pleased to announce our partnership with Go Direct, a national campaign sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks. More >

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Loans by Phone

Applying for a loan is easy with USA Federal. Within the U.S. call toll free at (800) 220-1872 or call direct at (858) 831-8100. Speak with a Financial Service Representative 24 hours a day, 7 days a week.

Loan Payments by Phone (Check by Phone & Credit Card by Phone)

Did you know that USA Federal members can make loan payments over the phone using a check or credit card? It's true!

With USA Federal's Check by Phone* and Credit Card by Phone** you can conveniently make payments toward almost any USA Federal loan.

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My Pay
Manage military pay information including direct deposit information, leave and earning statements, W-2s and more. More >

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QuickConnect by Phone

Take advantage of our convenient automated telephone system, QuickConnect by Phone, 24 hours a day, 7 days a week. Quickly access your accounts and financial information, no matter where you are — at home, at work, or even on vacation. Call (800) 220-1872 to access Quick Connect today

Please note that you will need a PIN to access the QuickConnect by Phone system. Your QuickConnect by Phone PIN is the same as your Online Banking password. If you do not have a PIN, call (800) 220-1872 and speak to a Financial Service Representative.

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*For each transaction, a fee of $5 will be charged. **Credit Card by Phone transactions may be assessed a cash advance fee by the issuing credit card company. Delinquent loan payments cannot be made with a USA Federal credit card.

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