Members of USA Federal Credit Union can access no cost financial counseling and education through BALANCE Financial Fitness Program. USA Fed wants you to achieve your financial goals, and BALANCE can provide the personalized financial information you need to help achieve those goals putting you on the path to financial freedom.
Balance Counselors can help with:
Credit Report Review
A counselor will review your report with you.
Money Management Counseling A counselor will develop a plan of action to meet your financial goals.
Debt Management
A counselor will review your options for repaying debt.
Housing Counseling
A counselor will equip you with the knowledge you'll need to make a sound buying decision.
BalanceTrack allows you to explore all of the essential elements of personal finance. Each of the learning modules is interactive with links to helpful resources and has a quiz to allow you to test your knowledge of the subject. Visit USA Fed's Balance Track web site for details.
FREE Online personal finance education resource center will guide you through the core aspects of money management.
Financial Education Modules Available:
Money Management
You can save money and reach your financial goals - all it takes is a money management plan.
The World of Credit Reports With an understanding of credit reports, you can take the necessary steps to maintain a positive credit standing.
Credit Matters Using Credit wisely will help you achieve your goals while avoiding financial pitfalls.
The Road to Home Ownership An understanding of the home buying process puts the American dream of homeownership within your reach.
Checking Account Management Handling your account responsibly is a key factor in personal finance. Learn the steps to take control of your account.
High Cost Financial Services
Learn to identify high-cost and predatory financial services and the steps necessary to qualify for credit alternatives.
Drive Away Happy Make educated decisions on your vehicle and financing to make the best of this important transaction.
Identity Theft Learn how to protect yourself from identity theft, and how to recover if you are victimized.
The Basics of Investing You can build wealth through wise investments - all it takes is knowledge and commitment.
Financial Planning From reducing your tax liability to prepare for your estate, financial planning means managing your finances for the long-term.
