Smart Savings & Secure Investments USA Federal understands that every member is unique, with your own goals and dreams. That's why we give you a range of short and long-term savings and investment options to choose from. Start exploring your options with the following information: | 
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Share Savings Check Rates > This account is perfect for regular monthly savings and earns a great rate. Earn a competitive dividend with the freedom to access you funds as often as you like. Open additional accounts for special goals and big-ticket items, like a wedding, new car, or a down payment for a home. Top Money Market Account Check Rates > With a tiered rate of return, this account earns more for larger balances. It's perfect for members who want a great yield but still need easy access to their savings. Open this account with as little as $2,500 and make up to six transfers per month. Top Share Certificate Check Rates > A safe investment choice, Share Certificates earn you our best available interest rates — plus your savings are federally insured so you never have to worry about loss. Terms range from 3 to 60 months. Step up your certificate rate! USA Federal certificate owners have a special one time step-up option. You can convert your certificate to a better rate should interest rates rise over the duration of the certificate. This step-up option is available to Regular, Jumbo, and IRA Share Certificates of 36 months or greater. It's an excellent way to ensure you're always getting a great deal at USA Federal. |
Top Payday Saver Certificate Check Rates >
Make saving simple with a Payday Saver Certificate! With a minimum opening deposit of a $10 and the freedom to make additional deposits over time, a Payday Saver Certificate is the perfect choice for anyone who wants to start saving now. This certificate offers terms of one or two years and earns greater dividends than a traditional savings account. You can even have funds automatically transferred from another USA Federal account to your Payday Saver for added convenience.
These certificates are non-renewable and funds will automatically be transferred to your Primary Share or pre-arranged account at maturity.
Top Individual Retirement Account (IRA) Check Rates > USA Federal will help you plan ahead so that when retirement comes, you'll know you've saved enough to live the life you want. That's why an IRA is so important. Even if you already have an employee pension or a 401(k), an IRA works to add an extra degree of financial security to your retirement years. USA Federal offers both Traditional and Roth IRAs, each with unique benefits and income tax savings.** Visit our IRA Service Center to learn more. Top Holiday Club Check Rates > Saving for holiday spending is easy with a Holiday Club account. Start with a deposit of $20 or more and begin earning dividends that make holiday shopping more rewarding. Additional deposits of $20 or more can be made anytime online, at a branch, over the phone or by automatic transfer. It's that easy. All dividends earned are paid at maturity on October 31st and the balance is transferred into your Share Savings account on November 1st, letting you start your shopping early. Visit your nearest branch or contact USA Federal to learn more. Top *This link contains a PDF file that requires Acrobat Reader. Download Acrobat Reader for free here. **Consult your tax advisor. | 
