Affordable Home Loans
Your key to the perfect home!
Whether you're dreaming about your first home, thinking about a vacation property or just wanting more space, USA Federal has a variety of real estate financing options to make your dream a reality.
Available real estate programs:
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Online Mortgage Center
Our Online Mortgage Center is designed to make the entire loan process faster, easier and more convenient. Visit the Online Mortgage Center to:
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Apply for your loan anytime, over a secure Internet connection, and receive approval in just minutes!* |
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Review your financing options, rates and closing costs.* |
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Access an online Loan Consultant that can help you choose from all of the available mortgage options. |
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Access online mortgage reference materials, including a comprehensive mortgage glossary. |
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Input figures into real estate calculators to help determine pre-qualification. |
Visit the Online Mortgage Center now and get started on financing your dream home today!
Have Questions?
USA Federal has the answers. Our mortgage experts are available to answer your questions, guide you through the application process and help you determine a sensible, affordable plan.
For more information on available home financing programs, visit the Online Mortgage Center, call (800) 220-1872 or stop by any branch.
Fixed-Rate Mortgage Loans
If you plan to own your home for a long time, a fixed-rate home loan is usually the way to go. Your principal and interest payments will never increase, so you can count on a fixed loan payment.
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Monthly payments never change |
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Fixed interest rate for the life of the loan |
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Choose from many down payment options |
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15, 20 and 30-year terms |
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Adjustable Rate Mortgage (ARM)
If you plan to move in 5-10 years, or just want lower initial payments, this mortgage starts with a lower rate that increases your purchasing power.
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Lower monthly payments |
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Rates adjust annually (after initial fixed period) |
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Choose from many down payment options |
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Initial fixed rates of 3-7 years |
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Jumbo Mortgage
If your financing needs exceed $417,000, then a Jumbo Mortgage is your best choice. It's perfect for you dream home and is available in a variety of options.
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Fixed rate and ARM options |
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15, 20 and 30-year terms |
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Home Refinancing
You could save hundreds of dollars each month when you refinance your current mortgage with USA Federal. Our home loan experts can even use a home refinancing loan to convert your equity into almost anything from cash for a home remodel, debt consolidation, vacation or college tuition. The choice is yours!
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Other Loans
We offer a variety of property loans — from first-time buying programs to lot financing and manufactured home purchases. Ask our home experts how we can meet your specific needs. Call (800) 220-1872.
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*Rates and approvals based on eligibility. Nominal fee applies for online application. Visit Online Mortgage Center for full details.
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