Unbeatable Savings!
Versatality and Savings
Apply for a USA Federal Home Equity Line of Credit today and you could get a rate as low as Prime Plus 0% APR.* We’ll even pay up to $500 of your closing costs. Now that's a great way to save big! |
| A Smarter Line of Credit | • |
Rates as low as Prime Plus 0% APR* See Rates > |
• | USA Federal pays closing costs up to $500 ** | • |
Lines up to 90% of the value of your home |
• | Lines up to $1M† | • | Flexible payment options |
• | 30-year term |
• | Interest may be tax deductible†† |
• | Funds available through free checks and debit card | • | Quick appraisal and approval |
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Start saving money today!
Apply once, use your available funds whenever you need them and only pay interest on what you use.
It's the perfect way to finance a home remodel, pay off high interest credit cards, consolidate debt, buy a new car or take a dream vacation. Apply today!
Application Options | By Phone: | Toll Free (within the U.S.)
(800) 220-1USA (1872)
Local and Outside the U.S.
(858) 831-8100 x620 | | In Person: | Branch Locations |
Want to know more? Learn what you should know about home equity lines of credit and compare home equity lines of credit versus second mortgage loans. More > *The Annual Percentage Rate (APR) for home equity lines of credit (HELOC) can vary monthly, based on the value of
an index and margin based on loan-to-value. APR of 5.250% for HELOC as of 4/1/08. $4.38 estimated payment per
$1,000 financed. Maximum APR is 14.00%. The index is the highest Prime Rate published in the Wall Street Journal
Money Rates table. HELOC available for owner-occupied property only. Must meet USA Federal membership and
lending guidelines. **Minimum $5,000 draw required. We may pay third party fees up to $500 on your behalf if you take an initial draw of at
least $5,000 for the first 12 months of the plan. You will also be liable to reimburse us for third party fees up to $250
if the HELOC is paid in full and the deed of trust is reconveyed within the first 24 months of origination.
Minimum opening deposit on personal checking account is $25.
† Lines up to $1 million for combined loan-to-value up to 90%.
†† Consult your tax advisor.
Rates and conditions are determined by the Board of Directors and are subject to change without notice.
This credit union is federally insured by the National Credit Union Administration. | 
