USA Federal Credit Union Freedom Platinum Rewards Visa Credit Card

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VISA Freedom Platinum Rewards

Freedom Platinum Rewards Visa Credit Card

With worldwide access and purchasing convenience, a USA Federal Visa Platinum credit card is a must-have financial tool, especially when it is combined with great rates and great member service. Earn awards each time you make a purchase using a USA Federal Freedom Platinum Rewards Visa Card.

Visa Freedom Platinum Balance Transfer Offer**
Transfer other high-rate credit card balances to your USA Federal Freedom Platinum Rewards card enjoy a low introductory rate of 1.23% APR** on transferred balances up to your available credit line for the first six months from the date of transfer. You'll also receive one (1) Extra Awards point for every dollar on your transferred balances, up to 10,000 points. Request a Balance Transfer

Double Rewards in May
April showers bring May flowers. Don’t forget Mother’s Day! Get in good graces by sending flowers. Earn DOUBLE POINTS on all purchases made at a Florist in May with your USA Federal VISA Freedom Platinum Rewards Card. For instant savings go to USA Feds VISA offers web site.

Visa Platinum Credit Card Check Rates >
Use your USA Federal Freedom Platinum Visa credit card for shopping, on your next family vacation, or business trip. You can count on your Visa Platinum credit card to offer great benefits:

•	Low fixed annual percentage rate
•	No annual fee
•	Credit limits up to $25,000
•	25-day grace period on purchases
•	Purchase security and extended protection benefits
•	Roadside assistance call 1-800-Visa-Tow
•	$500,000 World-wide travel accident insurance
•	Travel and emergency assistance
•	Baggage delay benefit
•	Auto rental collision damage waiver program
•	24-hour world-wide, toll-free number to Visa Assistance Center
•	100% available credit on cash advances
•	Conveniently access your complete account information via QuickConnect Online.

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Share Secured Platinum Credit Card Check Rates >
This card is ideal for the first time credit card holder, if you need to establish or re-establish credit or if you simply want a convenient access to a credit line. With a USA Federal Share Secured Platinum Visa, the amount of your credit line is secured against funds in your USA Federal share savings account.

•	Fixed annual percentage rate
•	$50.00 Annual Fee
•	Secured funds in share account earn competitive dividends
•	Credit limits from $500 up to $25,000
•	25-day grace period on purchases
•	Purchase security and extended protection benefits
•	Roadside assistance call 1-800-Visa-Tow
•	$500,000 World-wide Automatic Travel Accident Insurance
•	Auto Rental Collision Damage Waiver Program
•	Travel and emergency assistance
•	Baggage delay benefit
•	24-hour worldwide, toll-free number to Visa Assistance Center
•	50% available on cash advances

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Activate Your VISA Platinum Credit Card For added convenience you can now activate your credit cards online. USA Federal offers this free service as a safe, secure, and quick way to activate your credit cards.

Lost or Stolen Credit Card? Report your credit cards lost or stolen, even if you do not have access to your valid credit card number. (additional information will be required without a card number)

Redeem Your Points Do you have enough points for an award of your choice? See if you do. More >


	For even greater security when shopping on the Internet, register your USA Federal Visa Platinum card with Verified by Visa. USA Federal offers Verified by Visa as a free service to members to help prevent unauthorized use of your Visa account online.

Credit Card Rates and Terms*

Card Type	Annual Fee	Annual Percentage Rate (APR):
VISA Platinum	None	8.75%-18.00%
Share Secured Platinum †	$50.00	18.00%
Other	None	18.00%

Minimum Balance Fee:

None

Grace Period:

25 days of purchase

Balance Computation Method for Purchases:

Average daily principal balance

Late Payment Fee:

The fee is $20.00 for each billing period in which your minimum payment is not received within 15 days after the payment due date.

Cash Advance and Transaction Fees:

1% of the advance (Finance Charge). $2.00 or 2.5% of the amount for checks, whichever is greater (Finance Charge).

Over-The-Limit-Fee:

$10.00 or 5% of the over-the-limit balance, whichever is greater ($50.00 maximum)

Application Options°

Online:	Member Application Non-member Application
By Phone:	Toll Free (within the U.S.) (800) 220-1USA (1872) Local and Outside the U.S. (858) 831-8100
In Person:	Branch Locations
Transfer Request:	Request a Balance Transfer

°Please read complete Account Disclosures and Agreements before submitting your application. *All account rates, terms and conditions are set by the Board of Directors and are subject to change. Disclosed rates are based upon your credit history. †Access checks are not available with Share Secured VISA. Credit limit is equal to 100% of the pledged deposit. An annual fee of $50.00 and a one-time fee of $35.00 apply.

* *APR = Annual Percentage Rate. Must meet USA Federal membership and lending guidelines. Balance transfers will be charged a 1.23% APR for six months from the date of transfer. After six month introductory period, the 1.23% APR will expire (at time of your billing cycle) and the APR for all outstanding balances will be the current APR you are charged for purchases on such date. Your introductory rate of 1.23% APR for balance transfers may increase if you default under any credit card disclosure and agreement you have with us due to late payment or failure to make at least a minimum payment. This offer excludes cash advances and cannot be combined with any other offer or applied to existing USA Federal credit card balances. This offer is available for a limited time only. The credit union reserves the right to discontinue this promotion at anytime.

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This credit union is federally insured by the National Credit Union Administration