USA Federal Credit Union

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Smart Savings & Secure Investments

 

Each business is unique, with its own goals for the future. Whether your business plans call for short term savings or long term investments, USA Federal offers smart choices that bring excellent returns to help your business grow.

 

Features Business Savings Business Money Market Business Share Certificates
Dividend Yield  Good  Better  Best
Minimum Opening Deposit  $100  $2,500  Regular: $1,000
 Jumbo: $100,000
Minimum Balance Requirement  None  None; must maintain  $2,500 Average Daily  Balance (ADB) to  earn dividends  Must maintain  minimum opening  deposit balance or  penalties apply
Monthly Maintenance Fee

 $10 or free if one of  the following applies:

•  $100 Average Daily Balance (ADB)
•  $15,000 combined savings and checking ADB
•  $25,000 outstanding business loan balance maintained
 Free  Free
Deposits

 Up to 25 items  monthly; $.10 each  transaction thereafter

 Up to 25 items  monthly; $.10 each  transaction thereafter  Additional deposits  accepted
Overdraft Protection  Not Applicable  Available; $22 per  returned item  Not Applicable
Dividend Rates  Click for rates  Click for rates  Click for rates

 

Take the next step

Visit your nearest branch or call (800) 220-1872 to speak with a Financial Service Representative to ask about rates and discuss the best checking, savings, and investment options to meet your unique business needs.