USA Federal Credit Union

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Checking with Choices

 

USA Federal Credit Union Business Services makes selecting the right checking account easy. With free conveniences like BusinessLink by Phone and BusinessLink Online access, we have a checking package that's right for you.

 

Features Business Essentials Checking* Business Manager Checking*
Minimum Opening Deposit  $100  $200
Minimum Balance Requirement  None  None
Monthly Maintenance Fee  None  Free for first 90 days (new  business accounts only)

 

 $15/month or free if one of  the following applies:

•  $5,000 Average Daily Balance (ADB)
• 

$15,000 combined savings

and checking ADB

•  $25,000 outstanding business loan balance maintained
Currency  Up to $5,000 monthly  currency deposits and  withdrawals
 ($2.00 per $1,000 thereafter)

 Up to $10,000 monthly  currency deposits and  withdrawals

 ($2.00 per $1,000 thereafter)

Deposits  Up to 150 items monthly;  $.10 each transaction  thereafter  Up to 350 items monthly;  $.20 each transaction  thereafter
In Branch Deposits  Up to 20 deposits monthly;  $2.00 each transaction  thereafter  Up to 35 deposits monthly;  $2.00 each transaction  thereafter
Checks  Up to 150 checks monthly;  $.25 each transaction  thereafter  Up to 200 checks monthly  $.25 each transaction  thereafter
Overdraft Protection  Yes  Yes

BusinessLink Online

Cash Management

 No  Yes
Account Analysis  No  Yes
BusinessLink Online  Yes  Yes
BusinessLink by Phone  Yes  Yes
Business Bill Pay with unlimited transactions

 Sole Proprietorship: Free

 Corporations: $5.00/month

 Free
Online Treasury Tax and Loan Payments  Yes  Yes

In Branch Merchant

Teller Service

 Yes  Yes
Merchant Card Processing  Yes  Yes
Payroll Services  Yes  Yes
Instatax  Yes  Yes
Sweep Savings Account  Available  Available
Zero Balance Account

 Available


 $15/month or free with $5,000  Average Daily Balance (ADB)

 Available


 $15/month or free with $5,000  Average Daily Balance (ADB)

 

Take the next step

Visit your nearest branch or call (800) 220-1872 to speak with a Financial Service Representative to ask about rates and discuss the best checking, savings, and investment options to meet your unique business needs.